How much does it cost to adopt?

How much does it cost to adopt?

Best Answers

  • Answer ✓

    The adoption process can seem so daunting, what with all the paperwork, meetings, certifications, and other hoops to jump through—but this is one of the most common questions for those just starting to think about adoption! Adoption costs can vary greatly, depending on the route you take, with private adoption costing anywhere from $10,000 to $50,000 from start to finalization.

    If you are adopting an infant from a private agency in the United States be prepared to spend about $20,000 -$30,000. Agency fees vary widely, with some agencies charging triple what others charge, so it really is important to “shop around” when looking for an agency to align yourself with. In addition, you may be asked to pay for part of the expectant mothers’ medical and living expenses. Your agency should be transparent with where your money is going—make sure you choose wisely!

    International adoptions are also very expensive. Even if you go through a Hague Convention Accredited country, you will be paying for a lot of governmental red tape, in addition to agency and orphanage fees, plus the costs of travel for you and your child.  Again, you want the most ethical agency that you can find, and a HAC country is one that works to ensure that you are given the most honest information about your child and the orphanage from which he came, as well as working to make sure your fees are actually for adoption, not bribes or hiked-up fees.

    Adopting an embryo can cost less than adopting an infant privately or internationally, but you will then have to pay for either you or your surrogate’s medical expenses, in addition to the agency and adoption fees.

    Finally, adopting a child from the foster care system is one of the lowest-cost ways to find your forever family. If you are interested in learning more about how this works, contact your local foster care agency to start the process!

  • Answer ✓
    Great answer Jen! Cost will vary based on where you live, what type of adoption you are pursuing, and what events occur during your adoption that might increase or decrease your expected cost. Jen did a great job of laying out the ranges that you might expect. The important thing to note about adoption if that ranges are given because there is just really no way to know what will happen along your adoption journey. Here is some more information about costs you might incur. It might be helpful to have a few examples.

    For our first adoption, the adoption was a kinship adoption which is an adoption of a family member. The family member was already in foster care. While foster care adoption is often free, due to us being out of state and all the legalities that we had to deal with, we chose to hire an adoption attorney. So for this adoption, after all was said and done, we spent around $3500 on adoption related costs.

    For our second adoption, it was a straight up private adoption involving an adoption agency, attorney in our state, and attorney in the state where the birth mother resided. The birth mother waived her right to counseling and her right to have us pay any expenses. With this, all expense were around $11,500. Had his birth mom not waived her right to counseling and expenses, it would have been thousands more.

    The biggest thing to remember is to not let cost be intimidating. While it is intimidating, my husband and I do not make bank. We are very middle class, almost lower middle class. We crowd funded, and got a personal loan in order to afford adoption. And you can seek information about the adoption tax credit here. 

    Best of luck! 
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